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Hazardous Materials Trucking Program

What is HAZMAT?

HAZMAT is shorthand for “hazardous materials.” HAZMAT drivers are CDL drivers who transport corrosive, explosive, flammable, poisonous or otherwise dangerous material. The term HAZMAT is often used in combination with Tanker positions as most HAZMAT materials transported are liquid or gas based, but that is not always the case.

In addition to standard CDL driver responsibilities, HAZMAT drivers have a separate set of responsibilities as the materials they haul can be a danger to themselves along with others and even the environment. HAZMAT drivers must receive training on how to safely load and unload, handle, store, and transport hazardous material. Also, they must receive training in how to respond to an emergency incident involving the transportation of dangerous materials.

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HAZMAT includes transportation of the following types of commodities:
  • Alcohol
  • Asbestos
  • Bulk Tank Commodities
  • Chemicals
  • Clean-Up Contractors
  • Companion Auto (Paired with a Contractor or Environmental Impairment Policy)
  • Compressed Gases
  • Contaminated Soil
  • Ethanol
  • Explosives Class 1.4, 1.5, 1.6
  • Gas/Diesel
  • Liquid Asphalt
  • Liquid Fertilizer
  • Medical Waste
  • Milk Haulers
  • Petroleum Products
  • Remediation Contractors
  • Transformers
  • Trucking Operations (10% of operation dedicated to hazardous material hauling)
  • Waste Oil
  • Waste-Transfer Station to Landfill
  • Wastewater

Program Overview:

  • Coverage Territory: All States except AK/MA/NJ- with some territory restrictions in FL/NY/VA
  • Fleet Size: 1 to 100 power units
  • Auto Liability: Limits up to $5,000,000 ($1M+ Excess)
  • Truckers General Liability: $1M Occurrence/$2M Aggregate
  • CGL Only available for risks with 100% of revenue generated by transportation (No residential delivery)
  • Physical Damage: Comp/Coll Deductibles: $5,000
  • Motor Truck Cargo: Limits up to $250,000
  • Pollution Endorsement: ISO Coverage Form CA9948
  • Filings: Federal BMC91X/MCS90, Form E, State Filings (No Overweight Filings)
10% or More Rules:
  • A minimum of 10% of the insured’s gross revenues must be derived from hazardous materials or waste transportation.
  • Companion Auto policies are available for an insured who has coverage through one of Freberg’s other environmental departments.
Driver Guidelines:
  • Experience: Minimum 2 two years CDL with proper endorsements
  • Driver Age: (23-72)
  • No more than 2 minor moving violations in the last 3 years
  • No more than 1 accident and 1 minor moving violation in the last 3 years
No Major Violations in the last 3 years. No Alcohol/Drug Violations in last 5 years. Major Violations may include:
  • Reckless Driving
  • Using a motor vehicle for the missions of a felony
  • Vehicular Manslaughter
  • Leaving the scene of an accident (hit and run)
  • Driving with suspended/revoked license
  • Speeding over 25 MPH over posted limit

Crossroads Insurance Services

License No. 6004461